Zambia is turning to Ghana as a model for strengthening its financial technology and digital innovation landscape, with a high-level delegation currently in Accra to explore partnerships and knowledge exchange.
Leading the delegation is Felix Mutati, Zambia’s Minister of Technology and Science, who says Ghana’s progress in fintech and digital infrastructure offers valuable lessons for countries seeking to modernise their economies.
Speaking during an interview on the Citi Breakfast Show on April 20, 2026, Mutati explained that Zambia is particularly interested in transitioning from fragmented digital systems to more integrated, platform-based solutions.
According to him, while Zambia has existing digital systems in place, the next step is to build interconnected platforms that can support scalable services across sectors—especially in financial technology.
“Moving from systems to platforms is critical,” he said. “Platforms allow you to integrate, scale, and connect services such as fintech more effectively.”
A key area of interest for the Zambian delegation is Ghana’s advancement in digital identification infrastructure, which Mutati described as a foundational pillar for building robust digital ecosystems. He noted that beyond investments in physical connectivity like fibre networks, digital ID systems are essential for enabling secure, interoperable services.
Ghana’s digital ID framework has been widely recognised as a catalyst for innovation in fintech, making it easier for businesses and consumers to access financial services, verify identities, and participate in the digital economy.
Mutati emphasised that adopting a platform-based approach, supported by strong digital identification systems, would enable Zambia to better align with emerging fintech solutions and integrate with innovations already taking shape in Ghana.
The visit includes approximately 16 Zambian innovators and startup founders, who are engaging with Ghanaian counterparts to explore collaboration opportunities, share ideas, and identify scalable solutions.
Mutati encouraged the delegation to take full advantage of the visit by learning from Ghana’s experience and building meaningful partnerships that can accelerate Zambia’s digital transformation agenda.
“I have urged our innovators and startups to be curious, to explore, and to discover opportunities for collaboration,” he said.
The engagement reflects a broader trend across Africa, where countries are increasingly seeking intra-continental partnerships to drive innovation, reduce duplication of efforts, and build resilient digital economies.
As both nations deepen cooperation, the exchange is expected to contribute to a more interconnected African tech ecosystem—one where shared expertise and regional collaboration play a central role in shaping the future of digital transformation.
By: Janice Opoku-Agyemang
