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Mistakenly Sent Money? 5 Ways to Reverse Mtn Mobile Money Transaction

By
Adwoa Afranewaa
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Wrong MTN Mobile Money

Have you ever found yourself in a distressing situation where you sent money to the wrong person on MTN Mobile Money, only to realize that this was a mistake?

On today’s UrbanMix Show, the hot topic was, “What would you do if you accidentally sent GHS 50,000 to the wrong number?” The Orange FM social media platforms exploded with reactions, and the responses were nothing short of electrifying!

In this article, we will show you how to fix it if you accidentally send MTN mobile money to the wrong person. 

5 ways to Reverse MTN Mobile Money Transaction

  1. Dial the MTN Short Code

    The easiest and first thing you can do is to cancel the transaction right away. Immediately you notice a transactional error , dial *170#, select ‘Wallet,’ and then select ‘My Approvals’. Select pending transactions, and then you will be in the position to cancel the transactions if the receiver has not taken it out or used it yet.
  2.  Contact MTN customer support

If the first option does not work for you, you ought to contact the MTN customer support. To do this, simply dial 100 from your MTN line. You will be required to share your ID, the amount that was sent, and the transaction ID, which will be found in your MTN mobile money transaction history. You may be taken through some steps to help in the reversal and may even contact the intended receiver.

  1.  MTN mobile money app.

There is an option on the MTN Mobile Money app for a wrong transaction. Log in, go into the history of your transactions, highlight the wrong transaction, and then choose the disagree option. This will send a request to MTN directly for transaction review. This might take some time, but it works. 

4. MTN Office

Going to the closest MTN office and requesting a reversal is another option. You have to report the issue 30 days after the occurrence of the wrong transaction. This process can take up to 15 days to complete. Once your cash is reversed, you confirm that the mobile money reversal was successful.

5. MTN’s Online Presence

You can also make use of the website and social media of MTN Ghana. You can talk to MTN officials when you use their official social media platforms. Request that they help you retrieve your money.

Sending money by mistake can be tough, but acting fast is key. You have to be proactive and act right away, for your money to be sent back to you. Don’t forget to comment your experiences in the comment box below and tune in to Orange FM for more expert advice and engaging discussions on managing your finances and more. Stay informed and stay connected with Orange FM!

Mid-year Budget: Govt Paid GH₵12bn To Bondholders Under DDEP

By
Ivy Hollys
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parliament today: Bagbin issues warnings

During the 2024 mid-year budget review, Finance Minister Amin Adam revealed that, the government of Ghana has paid GHS12 billion to bondholders under the Domestic Debt Exchange Programme. 

This action is in line with a move to stabilise Ghana’s economy and restore investor confidence.

In his presentation of the mid-year budget review to Parliament on Tuesday, July 23, Finance Minister, Dr.. Mohammed Amin Adam reiterated the government’s commitment to fulfilling its financial obligations and ensuring economic stability.

Dr. Amin stated, “The payment of GHS12 billion to bondholders marks a critical step in our efforts to restore confidence in the financial markets and stabilise the economy. This payment is a testament to our commitment to fiscal discipline and prudent financial management,”. 

The Finance Minister further explained how this payment aligns with the broader strategy of economic recovery and growth.

“Through this programme, we have not only managed to honour our commitments to bondholders but also created a more sustainable debt profile for the nation,” he stated. 

This financial movement is part of a broader set of measures aimed at improving the macroeconomic environment.

Dr. Adam also highlighted that the government has made significant strides in stabilising inflation and the exchange rate. 

In this regard, he said, “Since 2022, inflation has dropped by 31 percentage points, and the exchange rate has shown signs of stabilisation. These are critical indicators of our economic resilience and recovery.”

Furthermore, Dr Adam announced that Ghana’s international reserves have increased to 3.1 months of import cover, providing a stronger cover against external shocks. This improvement is attributed to effective fiscal management and strategic negotiations with international partners, including the International Monetary Fund (IMF) and the Paris Club.

The mid-year budget review also underscored the government’s substantial investments in social programmes and infrastructure. Over GHS5.4 billion has been disbursed for various social programmes, including the Livelihood Empowerment Against Poverty (LEAP) initiative, the School Feeding Programme, and the National Health Insurance Scheme (NHIS). These programmes are essential in providing support to the most vulnerable segments of society.

In addition, nearly GHS10 billion has been invested in the road sector since January 2024. Key projects highlighted include the expansion of the Komfo Anokye Teaching Hospital (KATH), the rehabilitation of the Ofankor-Nsawam Road, and ongoing investments in water and sanitation infrastructure.

Substantial funding has been allocated to the Free SHS programme. In the first half of 2024, GHS1.5 billion was invested in the Free SHS programme, ensuring that the youth have access to quality education.

“Investing in education is investing in the future of our nation. We are committed to building a skilled and educated workforce,” Dr. Adam stated.

The government has also launched a GHS8.2 billion programme to boost small and medium-sized enterprises (SMEs), recognising their critical role in job creation and economic development. This initiative aims to provide financial support and resources to local businesses, fostering innovation and entrepreneurship.

Dr. Adam also discussed the progress made in the digitalization agenda, with a GHS135 million investment in the National Identification Programme, making mention that this initiative is crucial for improving governance and service delivery and ensuring that every Ghanaian has access to essential services.

Mid-Year Budget – GH₵5.4bn allocated to enhance LEAP, school feeding, and NHIS programmes.

By
Ivy Hollys
-
Amin Adam budget review

Dr Amin Adam in the Mid-year budget disclosed that as part of moves to strengthen Ghana’s social welfare programmes, the government has allocated GHS5.4 billion to bolster the Livelihood Empowerment Against Poverty (LEAP) programme, the National Health Insurance Scheme (NHIS), and the school feeding initiative.

Dr. Mohammed Amin Adam, the Minister of Finance, disclosed this financial commitment to Parliament on July 23, 2024, during the reading of the 2024 mid-year budget.

Dr. Adam underlined the government’s steadfast commitment to improving the standard of living for all Ghanaians, especially the most vulnerable groups in the country, during his presentation to Parliament. According to him, the substantial disbursement shows how determined the government is to provide essential social services and support. 

“To reduce the burden on the vulnerable, we have disbursed GH¢5.4 billion to support LEAP, the School Feeding Programme, the Capitation Grant, and NHIS since January 2024,” Dr Amin said.

A major portion of these funds will be directed towards the LEAP program, which provides cash transfers to the poorest households in the country. Over the years, LEAP has been a crucial tool for alleviating poverty and improving living standards. The additional funding is expected to expand the programme’s reach, enabling more households to benefit from this vital support.

Focusing on the critical role of proper nutrition in children’s physical and cognitive development and how it directly influences their educational performance and overall well-being. The school feeding program, which was designed to improve the nutritional status of children in public basic schools, will also receive a significant boost. The government aims to combat child hunger and promote better educational outcomes across the country.

Also, the National Health Insurance Scheme (NHIS) will benefit from the new funding. The NHIS is a cornerstone of Ghana’s healthcare system, providing essential health services to millions of citizens. With this infusion of funds, the government aims to strengthen the scheme, ensuring that more people can access quality healthcare without facing financial hardship.

The Finance Minister highlighted the broader economic context within which these social investments are being made. Despite the challenges posed by global economic uncertainties, he said the government remains committed to making strategic investments in social infrastructure. Dr Adam acknowledged the economic difficulties but stressed the importance of maintaining discipline while investing in programs that foster growth and build a resilient economy.

On Ghana’s economic growth, Dr Amin Adam shared positive developments in the country’s economic performance, noting that Ghana’s economy grew by 4.7% in the first quarter of the year, surpassing initial projections. This growth, he attributed, was due to effective policy measures and robust economic management.

The Minister also highlighted the progress made in stabilizing inflation and the exchange rate, which has brought relief to businesses and households. Improvements in these areas are critical for maintaining economic stability and creating a conducive environment for investment and growth.

In summing up the government’s strategy, Dr Amin Adam stated, “Despite the global economic headwinds, our government remains steadfast in its commitment to fiscal discipline and social investment. We believe that strategic spending in social protection programs is crucial for fostering inclusive growth and building a resilient economy.”

4 Signs Of Stingy Men: How Financial Frugality Affects Relationships

By
Ivy Hollys
-
stingy men

The behaviour of stingy men, who exhibit extreme financial frugality, can significantly impact relationships since finances play a crucial role in every relationship. 

Stinginess goes beyond being careful with money. Financial prudence is a positive trait; however, stingy men take it to an extreme. 

In today’s edition of the Orange Urban Mix, Adwoa Afranewaa Frimpong takes us on a journey to understand the signs of a stingy man and its impact on relationships. 

The Psychology of Stinginess

Stinginess is characterized by an extreme reluctance to spend money or share resources.  There are so many psychological reasons a man may be stingy, these include:

  1. Fear and Insecurity

Many stingy individuals operate out of fear of future scarcity. They may feel insecure about their financial stability, believing that hoarding their resources will provide a sense of security.

  1. Cultural and Social Influences

 Different cultures have varying attitudes towards money and spending. In some cultures, frugality is highly valued, which can lead to stinginess. Also, growing up in a household that emphasizes saving and thrift can lead to adult stinginess.

  1. Cognitive Biases

Loss aversion is a cognitive bias where the pain of losing money is felt more acutely than the pleasure of gaining an equivalent amount. Most stingy people have this bias and might avoid spending to avoid this psychological discomfort.

Impact of Stinginess on Relationships

Stingy men often prioritize saving over the emotional well-being of their partners. This can lead to feelings of neglect and resentment. 

In relationships where the man is notably stingy, there can be an imbalance in financial contributions, which can erode the foundation of trust and mutual support that healthy relationships are built upon.

It is well known that financial decisions are a common source of conflict in relationships. The presence of a stingy partner can magnify this issue. Disagreements over spending, saving, and budgeting can become frequent and intense, leading to continuous disagreements in the relationship.

To identify a stingy man, look out for the following signs:

Major Signs of Stingy Men

  1. Reluctance to Spend on Essentials

Stingy men often avoid spending money, even on essential items or activities. This can include refusing to pay for necessary home repairs, healthcare, or even basic daily needs.

Stingy men
  1. Avoidance of Social Activities

A stingy man may consistently avoid social activities that require spending money, such as dining out, travelling, or attending events.

  1. Constant Complaints About Expenses

He frequently complains about the cost of things, no matter how small. Whether it’s the price of groceries, a utility bill, or a night out, he always emphasizes how expensive everything is and how much he dislikes spending money.

  1. Keeping Detailed Track of Shared Expenses

A stingy man will meticulously keep track of every shared expense and insist on splitting everything down to the last cent. (Yes, they exist!)

The behaviour of stingy men can profoundly impact their relationships; however, with open communication and sometimes professional guidance, you can navigate this challenge. 

Once he is willing, you can find a balanced approach to managing your finances as a couple. Now, while this article focuses on men, do not forget that there are stingy women too. 

Choose wisely. 

Road to Election 2024: 2024 Mid-year Budget In Focus

By
Ivy Hollys
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2024 mid-year budget discussion

Discussions around the 2024 mid-year budget have become increasingly numerous. Ghana has long been celebrated as a beacon of democracy in Africa and as the nation approaches another pivotal moment in its democratic journey, everyone anticipates conversations that will shape the  nation’s political discourse

In line with the 2024 mid-year budget review by the Finance Minister, Dr Amin Adam, on Tuesday, July 23, 2024, communications team members Mr Joshua Fuga from the National Democratic Congress (NDC) and Mr Seth Asare from the New Patriotic Party (NPP) engaged in a discussion on the Orange Sunrise. 

Spearheaded by the show’s host, Alfa Ali, they discussed Ghana’s political and economic landscape, particularly focusing on the country’s mid-year budget review. 

2024 Mid-Year Budget Analysis: NPP Vs NDC

Mr. Joshua Fuga took a moment to commemorate the 12th anniversary of the passing of Former President John Evans Atta Mills. He emphasized the enduring legacy of the late president, urging young Ghanaians to learn from his leadership and integrity.

“I believe we, as young ones, should learn from him. That is why I have difficulty with people who praise John Evans Atta Mills and chastise the one he picked. I believe that every single decision that Atta Mills took was in the best interest of this country,” said Mr. Fuga.

Mr. Fuga expressed disappointment with the comparison metrics used by the government, saying he expected a comparison of microeconomic indicators with those of former President John Dramani Mahama and tax relieves. Outlining taxes such as the e-levy, COVID-19 tax, and 10% betting levy tax among others should have been scraped. 

He noted that, instead, the minister compared the performance of the NPP government within a single financial year. “I think it is an exercise in mediocrity,” he reiterated.

Mr Seth Asare of the NPP speaking to Mr Fuga’s disappointment about the budget review, mentioned there are different kinds of budgets and that the budget as read by the Minister of Finance was a review budget and therefore the introduction of cuts or new taxes/tariffs was not to be expected. 

He further mentioned that month-on-month inflation on food is due to seasonal changes. “The economy is in challenging times, we all buy from the same market so I can’t sit here and say things are very well”, he acknowledged. 

Join Alfa Ali every weekday from 9 to 10 am as he discusses trending and important political issues in Ghana.

Absence of Minority Caucus Causes Delay In Mid-year Budget Presentation

By
Ivy Hollys
-
Minority caucus

Due to the absence of the minority caucus, the presentation of the 2024 mid-year budget review to Parliament scheduled for today, Tuesday, July 23, 2024 was delayed. 

The absence of the minority, according to Channel One News’ Parliamentary correspondent, Nii Ayikwei Okine, is in protest of the delay in the release of their common fund.

The presentation of the 2024 mid-year budget by Finance Minister, Dr. Mohammed Amin Adam aims to update the House on the implementation of the government’s 2024 budget and also present revised financial plans and an up-to-date outlook on the economic situation in Ghana.

In a statement released by the ministry on Monday, July 22, they said the budget review would provide an update on the implementation of the 2024 budget. They also said it would present insights into the economic and fiscal performance for the first half of the year.

Hinting on updates on growth measures, revenue, expenditure performance, financing, and debt sustainability.

However, the minority members have expressed their discontent over the delay in the disbursement of the common fund, which they believe is crucial for the execution of their parliamentary duties and responsibilities.

But the Member of Parliament for Dormaa East, Paul Twum-Barimah, told Channel One News’ Parliamentary Correspondent, Nii Ayikwei Okine, that the minority members are in a caucus meeting and not boycotting the presentation by the Finance Minister.

LIFE’S CHALLENGES: HOW INTERNAL STRUGGLES IMPACT SUCCESS

By
Ivy Hollys
-
Internal Struggle

“Ships don’t sink because of the water around them. Ships sink because of the water that gets in them. Don’t let what’s happening around you get inside you and weigh you down.” 

Life is filled with challenges that test our resilience and determination. While external obstacles can be daunting, it is often our internal struggles that have the most significant impact on our path to success. 

In today’s edition of the Orange Urban Mix, Adwoa Afranewaa Frimpong highlighted the importance of addressing these internal battles effectively. 

Understanding Internal Struggles

External circumstances (the water around the ship) do not necessarily determine our success or failure. Instead, it is our internal mindset, attitudes, and struggles (the water inside the ship) that can truly impact our journey. 

Internal Struggles

Internal struggles are the mental and emotional battles we face within ourselves. These can include self-doubt, fear of failure, and anxiety. 

These struggles are invisible and subtle and can sometimes be harder to identify and address. These struggles, when allowed, can cripple your ability to take risks, make decisions, and pursue your goals with confidence. 

This is because when we doubt our abilities, we often hesitate to seize opportunities, which in turn prevents us from taking the necessary steps towards our goals because we are afraid of the potential negative outcomes. 

To overcome these internal struggles, try the following:

Positive Self-Talk

Managing internal struggles requires a proactive approach. For example, viewing failure as a learning experience rather than a setback can be helpful in taking more calculated risks and moving forward with less fear. 

Negative self-talk, such as constantly criticizing yourself, can be incredibly damaging to your self-esteem and motivation. 

We must learn to replace negative self-talk with positive affirmations and constructive feedback, which can foster a more supportive and encouraging mindset.

Do not focus on only your flaws; concentrate on your strengths too, as this can boost your confidence and drive you towards success.

Build Resilience

Resilience is the ability to bounce back from setbacks. It is a critical skill for overcoming internal struggles and achieving success. It involves developing a strong support system, maintaining a positive outlook, and practicing self-care. 

Learn to embrace challenges as opportunities for growth rather than obstacles that cannot be overcome.

Seeking Professional Help

Sometimes, internal struggles can be overwhelming and difficult to manage on our own. Seeking help from health professionals can provide valuable insights and strategies for overcoming these challenges.

Therapy, counseling (join the health lounge, which airs every Saturday from 8 to 10am), support groups, and good friends can offer a safe space to explore your struggles and develop effective coping mechanisms.

Recognizing the impact of negative internalities on your success can help you take proactive steps to build resilience and foster a positive mindset. 

Embracing our internal battles as part of our journey can lead to greater success and fulfillment. Remember, the water around a ship does not sink it; rather, it is the water inside that poses the real threat.

Keep your internal environment strong and supportive, and you will be well-equipped to navigate the turbulent waters of life.

ACCRA BREWERY PLC UNVEILS NEW LOOK OF EAGLE EXTRA STOUT

By
Adwoa Afranewaa
-
eagle extra stout new look

Accra Brewery PLC (ABL), a proud part of the AB InBev family, has unveiled the new look of Eagle Extra Stout in a colourful event in Kumasi. This transformation, featuring a rich, resplendent gold label, is more than just a visual upgrade—it symbolizes national heritage, wealth, resources, and excellence.

By integrating gold into the label, Accra Brewery PLC honours Ghana’s rich cultural heritage and reinforces the premium quality that Eagle Extra Stout represents.

Expressing Accra Brewery’s commitment to continuous innovation as the reason for transforming the Eagle Extra Stout product, Vanessa Kavi, Country Marketing Lead, remarked, ” Accra Brewery PLC reaffirms its dedication to providing a stout that is the perfect reward for the hardworking people of Ghana.

It presents an unparalleled value to our consumers as it is brewed with the utmost quality yet affordable. We are confident that this change will further solidify Eagle Stout’s position in the market, making it the go-to choice for those seeking a strong, rich, and rewarding full-flavour stout experience.”

Solomon Ayiah, Legal and Corporate Affairs Lead added, “Eagle’s new look reflects our deep respect for our consumers and our commitment to delivering a product that is not only of superior quality but also resonates with the pride and identity of our nation.”

He reiterated ABL’s Smart Drinking mission which ensures Ghanaians continue to Drink Responsibly. An initiative that the company drives under its other flagship brands Club Beer, and Club Shandy among others. He further highlighted that the initiative is to deepen the company’s strength in the market as well as expand and enrich its loyal customers.

The event highlighted ABL’s commitment to continuous improvement and attentiveness to their loyal consumers’ needs and preferences. With the most recent launch of their new flavoured beer – Brutal Fruit to this Eagle Extra Stout Relaunch, ABL is set to consistently deliver innovations or renovations that win the hearts of Ghanaians.

Welcome to a future with more cheers!

SSNIT Halts Sale of Majority Stake in Four Hotels Amidst Public Pressure

By
Adwoa Afranewaa
-

After facing mounting pressure from Organised Labour threatening a nationwide strike, the Social Security and National Insurance Trust (SSNIT) has decided to terminate the sale of its 60% stake in four hotels.

The decision, announced in a statement dated July 12, comes as a response to concerns raised by pensioners, contributors, and the general public regarding the controversial hotel sale.

SSNIT’s Board emphasized their dedication to managing the Trust’s affairs prudently to ensure the sustainability of the Pension Scheme.

Furthermore, Rock City Hotel has also withdrawn its bid to acquire the majority shares of the four hotels, as confirmed in a letter dated July 12.

Betway launches New FlyX Super Hero Feature Boost

By
Adwoa Afranewaa
-
New FlyX Super Hero Feature Boost

Betway, an online betting and gaming brand on June 19, 2024, announced the launch of FlyX Win Boost. FlyX Win Boost is a new crash game that promises an unparalleled gaming experience with thrilling gameplay and the opportunity to triple your winnings.

The game is engaging and hassle-free: place your bets, watch the multiplier rise and cash out at the perfect time before the hero flies away. Then, with the option of placing two bets at once, players can win up to 10,000x of the bet(s) placed.

Exclusive to Betway, the ground-breaking boost feature on FlyX Win Boost takes the excitement to a whole new level. Each time a player cashes out with a multiplier 2x or higher, their wins are significantly boosted. The higher the multiplier climbs, the bigger the boosts will be. Players get way more value playing Betway’s Fly Win Boost.

Multiplier At Cash Out% Win Boost
2x1%
5x2%
10x3%
20x5%
50x10%
100x20%
500x50%
1,500x200%
3,000x300%
Breakdown Of Thrilling Boosts You Can Expect with FlyX™ Win Boost at Betway

Speaking at the launch of the FlyX Win Boost held at the Movenpick Hotel in Accra, Kwabena Oppong-Nkrumah, Country Manager for Betway Ghana, said, “FlyX Win Boost, our latest innovation, offers players not just a thrilling experience but also the opportunity to maximize their payouts significantly.

The boost feature exclusive on Betway’s FlyX Win Boost allows players to win way more by increasing their winnings by up to 300% each round the superhero flies.”

Prepare for takeoff with the opportunity to boost your wins up to 300%, visit www.betway.com.gh/lobby/casino/game/flyx-win-boost to try out the new FlyX Win Boost.

Background

Betway is part of Super Group: the global digital company which provides first-class entertainment to the worldwide betting and gaming community.

Super Group (SGHC) Limited is the holding company for leading global online sports betting and gaming businesses: Betway, a premier online sports betting brand, and Spin, a multi-brand online casino offering. Listed on the New York Stock Exchange (NYSE ticker: SGHC), the group is licensed in over 20 jurisdictions, with leading positions in key markets throughout Europe, the Americas and Africa. The group’s successful sports betting and online gaming offerings are underpinned by its scale and leading technology, enabling fast and effective entry into new markets. Its proprietary marketing and data analytics engine empowers it to responsibly provide a unique and personalized customer experience. For more information, visit www.sghc.com

Betway Group is a leading provider of innovative and exciting entertainment across sports betting, casino and esports betting. Launched in 2006, the company operates across several regulated online markets. Betway prides itself on providing its customers with a bespoke, fun and informed betting experience, supported by a safe, secure, fair and responsible environment.

Betway is a member of several prominent industry-related bodies, including the International Betting Integrity Association (IBIA), iGaming European Network (iGEN), the Independent Betting Adjudication Service (IBAS), Sports Wagering Integrity Monitoring Association (SWIMA) and the Betting and Gaming Council (BGC), and is ISO 27001 certified through the trusted international testing agency eCOGRA.

The Gaming Commission of Ghana licenses Betway Ghana, powered by Sports Betting Group Ghana Limited. License Number: GCSB23H3146M

For more information about Betway please visit: www.betway.com.gh

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